Zu Risiken und Unklarheiten … verstehen sie nicht die Förderrichtlinien – es nimmt kein Ende

Mein Schreiben an die IFB Hamburg heute im Auszug. Ich rate bei den Förderanträgen zu großer Vorsicht und Skepsis.

Die unscharfen Formulierungen in vielen öffentlichen Erläuterungen setzen die Anwender erheblichen Risiken aus. Das Risiko strafrechtlicher Verfolgung wegen bedingt vorsätzlichem Subventionsbetrug ist erheblich, das Rückzahlungsrisiko ebenfalls. „Zu Risiken und Unklarheiten … verstehen sie nicht die Förderrichtlinien – es nimmt kein Ende“ weiterlesen

CoRInsAG – der Entwurf liegt vor – es wird spannend

Der Entwurf des Gesetzes zur Abmilderung der Folgen der COVID-19-Pandemie im Zivil-, Insolvenz- und Strafverfahrensrecht liegt vor. Einsehbar auf der Website des BMJV.

Ich möchte einige Aspekte des Entwurfes herausgreifen und kurze Anmerkungen zur zu erwartenden Anwendung und den Rechtsfolgen in der Praxis machen.

Allen Betroffenen ist dringend zu empfehlen, nach In-Kraft-Treten den letztverbindlichen Wortlaut auf Abweichungen zu prüfen und sich nur mit fachlicher Unterstützung von insolvenzrechtserfahrenen Beratern an die Nutzung dieser gesetzgeberischen Maßnahmen zu wagen – Unwissenheit schützt nicht vor Strafe!

„CoRInsAG – der Entwurf liegt vor – es wird spannend“ weiterlesen

Entschädigungen? Warnung! – nicht alles glauben

Die neueste – gefährliche – Verlockung sind Berater und Websites, die mit beachtlicher Nonchalance die Hoffnung schüren, dass es Entschädigungen nach dem Infektionsschutzgesetz gibt für die Betriebsschließungen und Untersagungen durch die Allgemeinverfügungen.

Das ist Rattenfängerei. Sonst nichts.

Das kühne Weglassen von Tatbestandsvoraussetzungen in irgendwelchen Social-Media-Verlautbarungen ist das Heischen um Aufmerksamkeit in Zeiten von Überforderung auf dem Rücken derer, die händeringend um Hilfe suchen. „Entschädigungen? Warnung! – nicht alles glauben“ weiterlesen

Corona oder „Liebe Angst, wo hast Du die Freiheit versteckt?“

Bundesliga? Findet nicht statt.
Großveranstaltungen? Finden nicht statt.
Asiatische Freundin? Wird in Berlin „Hau ab Du Sau“ angebellt.
Händewaschen? Vor dem Essen und, seit ich 3 Jahre alt bin.
Den Uropa nicht im Altenheim und den Opa nicht im Krankenhause besuchen, wenn ich erkältet bin und das, seit ich 3 Jahre alt bin.
Der Untergang der freiheitlichen Grundordnung wird besungen, wenn einer die Wahlen gewinnt mit dem Versprechen, eine Mauer zu bauen – schon ein bisschen her.
Letztes Jahr gab es 25.000 Grippetote, wieviele Presseartikel darüber?

Disclaimer: Ich stelle nicht in Abrede, dass es das Corona Virus gibt. Ich stelle nicht in Abrede, dass das Corona Virus tödlich sein kann. Ich stelle nicht in Abrede, dass es hochinfektiös ist.

Ich stelle hingegen in Abrede, dass das, was mit dem Corona Virus an medialer und politischer Flut ausgelöst wird angemessen ist. „Corona oder „Liebe Angst, wo hast Du die Freiheit versteckt?““ weiterlesen

A pinch of mystery

Recently I had a chat about a quite regular quarrel. The question, how detailed we should tell about ourselves.

I am convinced we should give our communications a pinch of mystery. Why? Because it causes curiosity. Curiosity leads to questions. Answers lead to further interest and so on.

Being digitalized-naked people we are more like the right lid on the can. We tell everybody what terrific ingredients we are made of.

Quite frankly I am not someone opening up freely. Still I had to learn I was the same rapid-talker as soon as I was asked something. So I learned to keep the lid on my saucepan. The outcome is amazing. Since I give people the choice to choose by simply giving shorter answers, I feel more settled.

Since then I emphasize this in my work and I feel it is worth sharing.

Watch out for «I am»-people

The attitude of these fellows is «look what I am made of – isn’t it this tasty?»

They pronounce to be self-aware, reflected, saving the oceans, empathic-co-workers, emancipated/supporting emancipation and so on.

Still they did not mention who put all this into the pot they show you. Was it a book, a seminar, a training, experience, gratefulness?

Communication is about authenticity. Communication is about self-worth. Self-assurdeness. Communication is so much more than the Like-Button.

Think of grandma’s – they defended the lid and earned compliments

I think is the left-sided lid of the can is right on the spot. It is what talking about ourselves should be like.

Remember. Our grandma’s simply started cooking, did they not? Everybody else was chatting, working, having fun. They did their job – caring for their family.

So they put in the ingredients, put the heat on. After a while the smell of this secretly boiling dish reached the living room.

Who would come to the kitchen? Curios people. «Uh this smells like tomato-soup.» «Ah not today. It will be a tomato stew.» «No way! Let me…» «Don’t you dare touching the lid!»

«Ok so tell me, what is this sweet oriental scent? Kummel?» «Not quite, it is cumin.» «Wow – how did you learn about it» and so on and so on.

Not to forget about the «Don’t you dare taking this lid of – you will wait for dinner, like everybody.»

The result? Grandma’s kept their secrets. Still they were respected. Because people admired their skills. They only shared them with the ones truly interested.

Keep the lid on your inner thoughts

Do not tell everybody everything on first sight like it would be if using the right-sided pan on the picture. You (in the meaning of the ingredients) still may be safe by a lid of glas – no one can touch or disorder it.

All the same true is, you will gain nothing if it comes to curiosity for what you are made of, your preciousness and the like.

Why? Because you can see all of through the lid.

What am I supposed to talk about if you already gave me the recipe you are made of?

Our Grandma’s took care of themself by not talking to anybody. I think this is a major lesson to be learned.

They did not show everybody that they went for the kitchen.

They did not tell everybody what is in the pan.

They simply did the work somebody had to do.

This is an extremely smart move, is it not?

They did not waste time.

They avoided getting sad because nobody is interested in the dish, their secrets.

Announcing and telling about the ingredients boundlessly causes the unavoidable state of expectation in ourselves.

Having finished explaining what we are made of we delivers the beginning of a wish. The wish someone is interested in us. So we wait, hope for the ongoing question, a compliment even.

In our gut the expectations anxiously whispers «Someone?» «No one?» «Really?» … sigh. Yeah – this makes all of us swallowing a bitter pill. Heavy sigh.

People not being curious about the ingredients you are made of? They won’t ask you about you. Period. They are not interested. They don’t have to – you are not interested in everybody’s personality-composition on an atomic level, too – are you?!?. Telling them everything will not change it.

But, and this is a big but, you wasted your time. And you self-inflicted you with frustration. You poisened yourself.

Screw that!

Think about this: While doing their work our Grandma’s could think about whatever they choose and if someone came around and was curios, they were charmed, respected and they had a good time.

So: Keep the lid on you. It is like a strainer.

Spare your time, your words and your awareness. It finally will make you getting into contact with people who are honestly interested in you, your recipes, your makings.

Have a great time, kick-ass and enjoy live, your pal Frank

Lenkung? Bevormundung! Politische Flatulenzen… mir stinkts

Freiheit heißt Eigenverantwortung. Wer Eigenverantwortung verneint, will Unfreiheit. So wie die große Koalition, mal wieder. Und die, die eigenverantwortlich leben wollen, die merken es meinem Eindruck nach schon nicht mehr – das macht mir noch nicht, aber schon fast Angst.

Spiegel online berichtet über den heroischen Kampf der Koalition gegen Kostenfallen – unter anderem die 2-Jahres-Verträge sollen verboten werden. Diese fiesen Kostenfallen, die uns alle so auszehren, pleite machen, unser Land bedrohen – das Ebola der Dauerschuldverhältnisse.

Ich frage mich bei solchen Gelegenheiten immer: Wer schützt uns vor denen, die uns ihren Schutz aufzwingen. Schutzgelderpressung ist eine Straftat. Misshandlung von Schutzbefohlenen auch. Degradierung zu willenlosem Stimmvieh wegen politisch vermuteter Unfähigkeit zu lesen, vulgo Hirnlosigkeit…

Sehr geehrte Frau Barley, Finger weg von unserem Willen – unsere freie Willensentschließung gehört uns – Art. 1, 2 Grundgesetz. Respektieren Sie wenigstens das Grundgesetz, wenn Sie schon Ihre Wähler verachten.

Ich weiß nicht, wie es Euch geht. Mir geht Verbraucherschutz zu weit. Er geht mir ab dem Moment, ab dem der Verbraucher als entmündigungswürdiger Volldepp stilisiert wird. Weder mag ich entmündigt werden, noch sind wir Vollidioten.

Verbraucher sind nicht nur legaldefiniert (§ 13 BGB). Sie sind auch quantifizierbar: Menge der älter als 18jährigen in Deutschland abzüglich unter amtlicher (Teil)Vormundschaft stehender Person. Dazu rechnen wir natürlich auch diejenige jugendliche Teilhabe an unserer sozialen Marktwirtschaft mittels Rechtsgeschäft, die unter den sog. Taschengeldparagraf, ein gerichtlich genehmigtes Unternehmerhandeln oder Ausbildungsvertrag fällt (§§ 110, 112, 113 BGB). Und schließlich sollen auch alle volljährigen Geschäftsunfähigen (Demenzkranke, Verwirrte und ähnliche Gruppen) umfasst bleiben, die einen Vertrag des täglichen Lebens mit geringem Wert abschließen, dessen Leistungsaustausch sofort bewirkt ist, § 105a BGB.

Ergebnis: das sind viele Menschen – quasi das, wovon der geneigte Berufspolitiker nicht mehr feuchte, sondern nasse Träume bekommt: die überwältigende Mehrheit.

Wir, die überwältigende Mehrheit, so der fürsorgliche Subkontext des politischen Ansinnens, sind so blöd, dass wir uns vor Dankbarkeit in den Dreck und bei nächst bester Gelegenheit in den Wahlzettel werfen sollen.

Denn: Keiner von uns kann lesen. Also Zeichen erkennen und ihren Sinn verstehen. Deswegen muss uns die Koalition vor 2 Jahresverträgen schützen.

Problem 1: Wenn wir nicht lesen können, können wir auch die Pressemeldung nicht verstehen…

Problem 2: Können wir uns vorstellen, was es heißt, 2 Jahre lang jeden Monat einen Beitrag leisten zu müssen? Hinweis zum Problem: Es ist die selbe Hirnleistung, ein Stoffwechselvorgang, die dafür sorgt, dass in der Hoffnung der geneigten Frau Ministerin wir sie jetzt alle toll finden.

Klar: Demokratie ist Mehrheitsgeschäft.

Klar: Politik ist Interessenvertretung.

Klar: Politiker wollen gewählt werden.

Wir sind ein freies Land – Klar?

Frage: Wie viele Gesetze braucht es noch, bis der Letzte bemerkt hat, dass wir alle freiheitsbezogenen Elemente aus unserer Gesellschaftsordnung (Gesetzeslage) entfernt haben, so dass wir faktisch in einer staatlichen Benimmanstalt leben?

Frage: Was soll die unterschwellige Dämonisierung von ganzen Branchen?

These: Jeder will seinen Arbeitsplatz behalten. Kühne These, ich weiß – wollte mal einen rauslassen.

Betrachtung:

Ich finde die Frau Ministerin anmaßend. Sie erklärt ihre Mitbürger zu Idioten. Leider finden das viele von uns toll. Ob sie merken, dass sie zu diesen Idioten gezählt werden?

Die böseböseböse Telekommunikationsindustrie will unser bestes: unser Geld. (Wie der Finanzminister übrigens auch und der Arbeits- und Sozialminister).

Wir wollen 5G und Flattarife und wasweisdertechnikgottnochalles für Features. Am liebsten umsonst, so wie Google (das war ein Witz!).

Das Unternehmen soll tolle Löhne zahlen, Kitas für die Mitarbeiter bauen und faire Werbung machen, gendergerecht sein und vegane Kantinenbereiche einrichten. Frau Ministerin, sie sind sicher bei mir, denn alle Arbeitnehmer sind in ihrer Freizeit ja Verbraucher.

Blöd ist jetzt folgendes: Wenn ein Unternehmen seine Kalkulationssicherheit verliert, weil jeder Kunde grad machen darf, was er will, dann wird es aus kaufmännischer Vorsicht, damit es in schlechten Zeiten zum Beispiel Löhne zahlen kann (womit dann wir vollpralldämlichen Verbraucher konsumieren und Mehrwertsteuer auslösen sollendürfen), wenig investieren, kühne Projekte wagen, Personal einstellen.

Auch Blödsinn hat Konsequenzen. Politiker haben ein recht einfaches, sehr abwählwürdiges Beuteschema: Unternehmen. Die sind böse und natürlich (also von Natur aus) unmoralisch. Die wollen Steuern sparen, teure Medikamente verkaufen, die Bürger finanziell ausweiden… es ist zum Gruseln.

Ich bin lange genug im Geschäft um zu wissen: es gibt solche – aber alle? Sind wir alle, außer Politkern natürlich, Schweine, Narzissten, Egomanen? Hmmmm…

Nun, ein lieber Freund und Lehrer hat mir mal gesagt: Beute wehrt sich immer.

Wird an Kalkulationsgrundlagen gesägt, ja herumgesprengt, dann muss sich der Betroffene was einfallen lassen. Er wird andere Gestaltungen finden. Die dann den Betroffenen vielleicht weniger gut gefallen. Höhere Preise etwa, geringere Kulanz, was auch immer. Ein Kassenarzt kann ca 8 Minuten pro Patient aufwenden – oder mit einem hippokratischen Lächeln Insolvenz anmelden (und der Ausbildungsplatz ist weg, Insolvenzgeld zahlen wir alle – das ist die wirtschaftliche Realität).

Und das nur, weil jemand sich sicher war, dass das Volk aus Verbrauchern zu blöd ist, zu lesen. Eine Geistesleistung, die ich mit den doch stattlichen Ministerbezügen reichlich überbezahlt finde.

Vielleicht will das Volk einfach nicht lesen. Das aber ist Freiheit – die jedes einzelnen! Die freie Entscheidung, etwas nicht einzusetzen, was für uns alle kostenlos war: schulische Bildung.

Diese Entscheidung des Nicht-Wollens ist eine eigenverantwortliche Lebens-Moment-Entscheidung (wie ein Kuss, der ist auch eine Moment-Entscheidung – welcher Minister könnte da was regeln… Gesundheit, Soziales, beide?!), und zwar von einem wahlberechtigten Mensch. Keinem hirnlosen Stimmvieh.

Finger weg von unserer Freiheit – sic.

Want to get where you want to be? Work on your No…

You know this? You are happy and energized, excited about a clue you found, a plan you started to unfold. You talk with your best friend and 2 minutes later you are an empty can of human being. Unsure, self-ashamed, in doubt.

Well, here is the trick:

There is but one ability which can not be reimbursed.

It is your daringness to say No.

You can read books, listen to podcasts, enjoy audiobooks, mindmap your projects and communicate top-notch.

All of these activities do not cut any mile to your WWW until you push yourself daring a strong, loud and clearly put NO.

Advising people as a lawyer in countless situations this is the clue how I get them to adapt any situation thrown at them endangering happiness, success, freedom. Be it at court, on the negotiation table, in a personal crises or within the family.

Truth be said: Getting this part done sucks. It makes me scream, sweat and whisper. It takes all of my communicative skills. This accomplished I am proud and, most important, impressed how focussed and confident my client became (compared to the picture of misery I got a call from). The rest of the trail? A peace of cake.

Since I follow these scheme successfully for 20 years, I feel it worth sharing, because it proofed itself steadily.

Right, let´s get started:

Where do you want to be – this is about your Who, your What and (only then!) your Where.

Your Who – who to you want to be?

Look in the mirror. Is this the person you want to meet? To be? What are you missing?

Now you may find some aspects of your very inner attitudes to be polished, developed, established even.

But: Find your NO is the first step!

Stay with me. Who would need to adapt if you change towards being the person you go joyfully ballistic about? All the people knowing you the way you are now! Ouch.

But they say… these are naive buts.

Why for crying out loud would they support you by giving the best advise for your way and cause themselves trouble? Imagine, your are doing what is good for you. They then may be in the need to convince you they are worth your while.

«Ah come on, you are always acting so serious/grown-up»

«You forget about…»

My BSD goes off like a siren.

If you let these questions sink in, you will not stay course. These pieces of advise poison your mental resolve to change. As soon as you open the doors for this poison, you are getting more and more paralyzed. Your remorse grows. The will to change fades and finally: change dies and you earn another scar on your soul for a nonstarter. All of this because you – yes you – did not stop the poison.

Now, stop it! Saying NO is quite doable, not arrogant or patronizing. It is not a rebuke, it is selfdefense.

Let me ask you this:

What is more important to you: Becoming the person who reaches the goals dreamed of or being everybody’s schnook, uuh darling?

If a naysayer feels embarrassed by your NO defending your change of course towards your (not his) goals – he may. You may stay tuned. Fair enough, is it not?

For example, «No, pal, I’d rather do it my way.»

«No, thanks mate, your advice is duly noted.» «It seems to me you want me to be what you think serves your own situation best, you are not in for me myself.» push back the impact. And at the same time you tell yourself, you are doing the right thing, you are smart, you are tough.

Your What – What drives you? What makes you laugh?

«How dare you! You for all people. Happy? Successful?» «You of all people! Entrepreneur. Look, I get it. But think of…»

Do you get the negative vibes of all this naysayer-bullshit?

How many times your answer starts «Ah no, you don’t get it. Believe me,…», «Why you don’t just believe in me…» or alike.

Despite of all this, you struggle to push your project to the next level.

Spare your breath. Just show them the finger. Give them your NO.

This NO kills two birds with one stone. Most important, you avoid your unshakable believe how great it will be to accomplish your goal being being deflated by the stings of these … ok, friends. For now, ok? Then of course, this NO gives you a terrific N ext O pportunity to meet

Your Where – Where is your place you want live? Where is your professionell field of engagement?

«Uuuh I’d think about that.» «Don’t you think anybody would already do it if it would be successfull?» Chew on this bugger-wishes. These are no wishes, no advice. These are statements of envy people, cowardly walking their circles, never looking for new inputs, other thoughts.

Point taken?

NO? Yes – «NO» is self-defense

As you may already assume, I connote a NO with self-protection against wasting time, fighting Oooohs and Ifs (the buts? Of course!). Yes, a NO is pushing back. It´s like pushing a intruders out of your heart (afterwards close the door, for now at least).

Yes, a NO is quite aggressive. And I am convinced an NO is defensive – and defensive actions without the preparedness to act aggressive is? Pointless.

Ready, not blunt

Every friend and any other person I am socially interacting with has the right to offer his thoughts and opinions. And you and me, on the receiving end of such messages are entitled to guide these very words in the waste basket. The one written ‹Does not support my well beings on it.›

Still, NO need to push back any not welcomed tips and suggestions.

If you are feeling competent to defend your enthusiasm smooth and dynamic, this is. Otherwise I’d rather shoot a NO – better safe than sorry.

Be nice and well educated. Give it a try – for once! For example: «Thanks for your point, I’ll consider it.» No need to tell you’re already opening the waste basket.

Before it sucks you better drop? A NO

A guy in the subway is stumbling towards you – make him 190 pounds. Troubles bouncing your way… Would you accept your fate or push him aside?

Now, why don’t we push away painful words? To avoid infection? I don’t get the reasons, also I now quite some of the reasonings.

«You don’t talk like this to friends.» «She is of no means.» «He wants to care.» «He wants to support.»

You know these sentences, do you not?

Now let me switch the perspective: Our friends can talk any shitload and we clean their mess in our hearts, if it comes to our dreams? «She is of no means» so we are not entitled to avoid hurts? «He wants to support» so he may fail trying and I fail in the wake of his dumbness – come on!

You and me, being the ones defending their focus, their track for the goal – we are the only ones who can successfully defend our dreams and objectives. Only ourselves are to blame if anybody (missus, husband, mummy, daddy, girlfriend, teacher – you name it) tries to make us stop.

‹Deliberate› does not come into the equation

If I am asleep and I curl myself on my side of the bed, hitting my beloved, I do not act deliberate – still I may have hurt her. She will push back or shout alright.

There is but one instance you should decide whether you start your NO-sourveillance-routine (does it get better making a NSR out of this?): your feelings.

  • It starts bothering you? That´s a start.
  • It hurts? Thats a distress call!
  • It´s a offense of your brightness? F* them.

I observe a great relieve in the faces of people I am coaching on their NO asking them to distinctly distinguish the result (the receiver is hurt) and whether said deliberately to hurt(did my friend deliberately wanted to hurt me?).

Don’t be a fool: You are not befriended with persons deliberately causing you pain. It is not a judgement of verbal assault to drop a NO at any point of a dialogue. It is just self defense. You are not acting accusing by saying NO, because stopping your hurts is not accusing anybody to hurt you deliberately. It is just self-defense.

99 out of 100 I put my money on the hypothesis these naysayers, deeply caring friends and family members are following so called scripts, written by their subconsciousness. Isn’t that great: You can say NO and this is no verdict. You can even state this: «I feel patronized and I appreciate your respect for this. I truly believe you did not intend to make me feel this way. Let´s change subjects, will we?»

They may even be deeply sorry, if you tell them about their talk – very, very, very much later. You do not take a frying pan from the hot plate believing it is immediately cooled, right? So wait – talk about something else. Relax. And during your next couple of drinks at a bar or while lunch: if it fits – talk about it.

Daring your NO can – seriously – stop a cascade of misunderstandings. I think an early NO is a win win for both your dreams and your relationship clouded by mislead statements.

So remember:

„Half of the troubles of this life can be traced to saying yes too quickly and not saying no soon enough.” Josh Billings

Mirror Mirror on the wall…

Let´s get down to the tough part.

I confess freely that I myself am the toughest nut to crack talking about my own matters.

My inner scripts give me hell of a headache from time to time. Talking about scripts I refer to the insights the Transactional Analysis can offer. It is worth doing some research on it.

My parents, buddies or my lady can ruin my mood – for half a day max. My scripts? If they go ballistic? My focus and persistence are minced – big time.

The good news is: this can be avoided.

Thus: Look in the mirror. If you see or feel only a blink of doubt in your eyes say NO. Do not let yourself down. Say NO. You self-defense your tomorrow, your ability to strive, to laugh and to accomplish your goals and even dreams. Saying NO to your doubts is literally allowing yourself the N ext O pportunity.

How is this?

All our self-doubts, the emotional warnings are a summary of our experiences. Where did they grow? In our past. Our past did start with our Childhood. And all this sums up. We were being programmed by our ants, your parents, our teachers, the society you grew up in – you name it.

Did we ask for this: NO! Could we avoid it? NO. Do we have to follow these pieces of advise and alleged truths? NO!!! Good news is it not?

There is a inner 2nd me – looking me into the eyes and trying to force me to take course along all the warnings given into my rucksack in the past by people I did not ask to put them in.

I say, even scream NO and this? Sets me free.

You can do the same. Mirror mirror on the wall? Well F* you, listen carefully: NO, I do not stop chasing my goal because of my past.

Put all your might in it. It is the strongest, most persevering opponent on your track towards your objectives and dreams.

Fighting your past is overcoming your fears. Saying NO to this inner voice is saying yes to the person you are. Saying NO to self-doubt is empowering yourself to succeed.

Some figures

Your brave NO spares you approximately 5 min of nonsense-disputes. How things said were being meant and so on and so on and the like chit chat BS. Lets say this happens only 3 times a week, it spares you 60 minutes a month. Now add about 2 beers for your frustration plus 20 minutes it takes to overcome this clusterfuck of emotions you did not ask for – lets make them 2 times a week. That sums up to 160 minutes. Summary? 220 minutes a month you can invest in cutting miles towards where you want to be.

Now: Get your smartphone, start a timer of 3 hours an 40 minutes, lock yourself down and work on your piece.

Isn’t that a ROI for saying NO only 3 times a week?

Thanks for reading – enjoy life, kick ass and have fun! Your pal Frank